Looking for tips on how to navigate confusing financial aid award letters and avoid significant student loan debt after graduation? Consider working with a Certified College Funding Specialist (CCFS®) who can help you understand the fine print and make informed financial decisions. In this article, we discuss the strategic deceptions colleges use when issuing financial aid award letters, and provide tips for evaluating your financial aid award letter and negotiating a better deal with the college's financial aid office. By following these tips, you can make informed financial decisions that will save you considerable money on your college expenses.

American society lends itself to impulse shopping. End caps are filled with sale items, convenience items are placed within easy reach, and the “Buy Now” button is hard to resist. Why do we keep falling into these retail therapy traps time and time again? Brain chemistry plays a big role in our impulse purchases. In this article we'll see why we gravitate towards impulse purchases and how we can keep our budget on track.

Unlock essential insights from Warren Buffett's shareholder letter, prioritizing long-term strategies over short-term trends. Explore AI's evolution in investment and its shift from hype to practicality. With Election Day nearing, understand the minimal impact of political outcomes on market performance, advocating for a consistent, long-term investment approach. Trust informed decision-making for enduring success.

Delve into the intricacies of the Federal Methodology (FM) formula used by accredited colleges in the U.S. to calculate Expected Family Contribution (EFC). Learn about income and asset assessments, exceptions like the Simplified and Zero EFC formulas, and the role of the Institutional (IM) formula in elite private colleges.

As with any skill, planning and prioritizing can be developed. In this article we will outline some tangible, practical ways that young adults can implement to help develop these skills as they continue to grow into adulthood.

Explore the seamless collaboration of college admissions and financial aid departments, unraveling the intricacies that shape higher education. Gain insights into the behind-the-scenes processes guiding students on their academic journey.

Navigate the complexities of college financial aid with our comprehensive guide. Explore types of aid, qualification methods, and dive into the intricacies of financial need. Make informed decisions on your higher education journey.

Unlock the secrets of smart financial moves in times of extra cash or retirement. Learn about Money Market Funds, emergency fund strategies, and retirement planning. Your comprehensive guide to optimizing your finances for a secure future.

Reducing college costs starts with choosing a viable career path. Learn about the risks of not planning ahead, the importance of researching and planning, and see the ten fastest growing jobs today. Make an informed decision about your career path and maximize your chances of finding a successful career after graduation.

Looking for a comprehensive guide to college terminology and financial aid? Look no further! Our article breaks down the most important terms and concepts you need to know in order to navigate the costly world of higher education. Don't miss out on the opportunity to save money and better understand the college planning process. Read now!

This article provides four simple yet effective tips to help high school seniors maximize their chances of winning a private scholarship. From knowing your audience to crafting a personal and passionate essay, this article will guide your student through the scholarship application process. With the right approach, your student can stand out from the competition and secure the college funding they need. Read on to learn more.

As we stand on the brink of a new year, it's a golden opportunity to evaluate our financial standing, learn from the past, and set meaningful resolutions for the future. Just as we make personal resolutions for self-improvement, setting financial goals can pave the way for a prosperous and secure future. To guide you through this process, we've crafted a light-hearted yet effective flow chart to help you navigate the maze of financial resolutions.

Explore the complexities of college financial aid policies, admissions processes, and potential academic pathways. Gain insights to make informed decisions for a rewarding higher education experience.

Transform Your $50k+ RMD: A Financial Odyssey! Unlock strategic options, from tax-smart investments to building a legacy for your grandkids. Dive into Qualified Charitable Distributions and navigate the mysteries of Roth Conversions with real-life examples. But proceed with caution – expert guidance is key. Consult seasoned professionals to ensure your wealth grows, your legacy thrives, and your financial future sparkles. Dive into our guide now for a captivating financial adventure!

Research has shown that gratitude is a powerful emotion that can have an effect on our emotions, our sleep, and our overall health. There are many ways we can express our gratitude if we are intentional. In this blog, we consider how gratitude can affect your finances.

As you are preparing for the holiday festivities, we suggest looking into different gifting options. These options can help you acquire less things, give more meaningfully, and have a lasting impact on those you love.

The 60/40 investment strategy is facing unprecedented challenges, and the financial world is buzzing with change. In our latest blog post we unravel the evolving world of investment strategies, providing insights and expert advice to help you adapt and thrive in this ever-changing financial environment.

We often hear about the importance of saving, investing, and budgeting. But there's one aspect that's equally significant, yet sometimes overlooked: the act of giving. The power of giving back to your community or supporting causes you're passionate about can not only make a positive impact but also play a crucial role in your financial preparedness.

In the world of financial planning, one of the most rewarding aspects is discovering innovative ways to align your financial goals with your passion for giving. The story we're about to share is a testament to the creative synergy between minimizing taxes and maximizing the impact of a Donor Advised Fund (DAF).

In the world of financial planning, the focus often falls on building a secure future for ourselves and our loved ones. However, the story we're about to share highlights an often overlooked aspect of financial preparedness: the significance of preparing your loved ones for the wealth you leave behind.